What We Offer
Our Services
Asset Management
This all-inclusive portfolio management service is our primary offering for individual investors. The process begins with a complimentary consultation in our offices so that we may get to know each other. We’ll discuss your goals and objectives, past investment experience, risk tolerance, and review your current investments and income tax position. We will then make recommendations with a proposed portfolio design and investment strategy to help you reach your objectives.
Methods of Analysis
With a comprehensive suite of research tools, we use both fundamental and technical analysis to guide our buy, sell or hold decisions for securities. We diversify across asset classes—equities, fixed income, and cash—while further diversifying stock holdings across industries. Our process carefully considers the broader macroeconomic landscape, Federal Reserve policies, and interest rate trends.
Investment Strategies
For our own and client accounts we buy primarily individual stocks and bonds, along with select exchange-traded funds (ETF’s). Actively managed mutual funds may also be included to a lesser extent.
We typically prefer large company U.S. domiciled blue chip common stocks that pay dividends and have a history of annual dividend increases, although that is not a prerequisite for purchase. We look to buy when the price of a security has come under pressure and is attractively valued versus its growth prospects. We favor stocks with a strong balance sheet (low debt), along with growing revenue and earnings per share.
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We add value with fixed-income securities by purchasing individual bonds (U.S. Treasuries, municipal, and corporate). We build bond ladders with staggered maturities. The maturity date with an individual bond provides an element of certainty regarding return of principal that ETF’s and mutual funds do not provide.
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When opportunities present themselves and market conditions warrant, we may also buy smaller positions in publicly traded real estate investment trusts (REIT’s), preferred stocks, and closed-end bond funds. These highly liquid securities provide current income and diversification benefits.